- Make deposits with your smartphone
- $15/month ATM fee reimbursement
- Transfer money to your friends and family for rent, concert tickets, etc.!
- Bank 24/7 with our goBank app
- Free Online Bill Pay
- Plus so much more!
Must be at least 16 years of age and either a high school junior or senior or enrolled in post-high education (college or trade) to open account. Customers under the age of 18 are required to have a parent/guardian as joint owner on the account. This account will automatically convert to a Simply First Checking when the primary account holder reaches the age of 24. E-statements and a debit card are required with this account. Accounts that are inactive (no deposit or withdrawals) for more than 12 months AND have a balance of less than $100.00 will incur an Inactive Account Fee of $3.00 per month. Bill Pay is FREE to customers who have direct deposit, a debit card and are signed up to receive E-Statements. If you do not qualify for free Bill Pay, you will be charged a $4.95 fee per month following a free 3-month trial period. To become qualified to receive free Bill Pay, please see a customer service representative. Bill Pay services will be deactivated following 3 consecutive months of inactivity.