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Deposit Rates

The Bank First Prime Rate is 4.75% as of 11/4/2019

Certificate of Deposits

Comparison table of Certificate of Deposits.
Product Min. Opening Deposit Int. Rate APY*
6 Month $1,000 1.05% 1.05%
12 Month $1,000 1.35% 1.35%
18 Month $1,000 1.49% 1.50%
24 Month $1,000 1.49% 1.50%
36 Month $1,000 1.49% 1.50%
48 Month $1,000 1.49% 1.50%
60 Month $1,000 1.59% 1.60%

*APY = Annual Percentage Yield. Certificate of Deposit accounts are a term investments. A penalty may be imposed for early withdrawal. The rates shown above are valid as of today’s date.

Limited Time Specials

Comparison table of Limited Time Specials.
Product Min. Opening Deposit Int. Rate APY*
17 month CD - Relationship Special $1,000 1.99% 2.00%

APY = Annual Percentage Yield. Minimum Deposit: $1,000 for all CD terms. Interest rate is fixed for the entire term. Depositor insured by FDIC limits. Penalty will or may be imposed for early withdrawal. Fees may reduce earnings. An active additional Bank First relationship is required in order to receive our Relationship Specials.

Interest Checking

Comparison table of Interest Checking.
Product Min. Opening Deposit Int. Rate APY*
First Rate
$2,499.99 & Under
$100 0.20% 0.20%
First Rate
$2,500.00 to $9,999.99
$100 0.25% 0.25%
First Rate
$10,000.00 to $24,999.99
$100 0.25% 0.25%
First Rate
$25,000.00 & Over
$100 0.25% 0.25%
Military First
$2,499.99 & Under
$0 0.25% 0.25%
Military First
$2,500.00 to $9,999.99
$0 0.30% 0.30%
Military First
$10,000.00 to $24,999.99
$0 0.30% 0.30%
Military First
$25,000.00 & Over
$0 0.30% 0.30%
Money Market
$2,499.99 & Under
$100 0.30% 0.30%
Money Market
$2,500.00 to $9,999.99
$100 0.30% 0.30%
Money Market
$10,000.00 to $24,999.99
$100 0.40% 0.40%
Money Market
$25,000.00 & Over
$100 0.50% 0.50%
Money Market Elite
$9,999.99 & Under
$100 0.00% 0.00%
Money Market Elite
$10,000.00 to $49,999.99
$100 0.75% 0.75%
Money Market Elite
$50,000.00 to $99,999.99
$100 1.00% 1.00%
Money Market Elite
$100,000.00 & Over
$100 1.14% 1.15%
Business Money Market Elite
$9,999.99 & Under
$100 0.25% 0.25%
Business Money Market Elite
$10,000.00 to $49,999.99
$100 0.50% 0.50%
Business Money Market Elite
$50,000.00 to $99,999.99
$100 0.75% 0.75%
Business Money Market Elite
$100,000.00 & Over
$100 1.00% 1.00%
Health Savings Account
$2,499.99 & Under
$100 1.00% 1.00%
Health Savings Account
$2,500.00 to $9,999.99
$100 1.24% 1.25%
Health Savings Account
$10,000.00 to $24,999.99
$100 1.34% 1.35%
Health Savings Account
$25,000.00 & Over
$100 1.49% 1.50%

Savings

Comparison table of Savings.
Product Min. Opening Deposit Int. Rate APY*
First Savings
$2,499.99 & Under
$0 0.20% 0.20%
First Savings
$2,500.00 to $9,999.99
$0 0.20% 0.20%
First Savings
$10,000.00 to $24,999.99
$0 0.20% 0.20%
First Savings
$25,000.00 & Over
$0 0.30% 0.30%
Kids Club
$2,499.99 & Under
$0 0.40% 0.40%
Kids Club
$2,500.00 to $9,999.99
$0 0.45% 0.45%
Kids Club
$10,000.00 to $24,999.99
$0 0.50% 0.50%
Kids Club
$25,000.00 & Over
$0 0.55% 0.55%
Savings Elite
$2,499.99 & Under
$0 0.00% 0.00%
Savings Elite
$2,500.00 to $9,999.99
$0 1.00% 1.00%
Savings Elite
$10,000.00 to $24,999.99
$0 1.24% 1.25%
Savings Elite
$25,000.00 to $99,999.99
$0 1.34% 1.35%
Savings Elite
$100,000.00 & Over
$0 1.49% 1.50%
Holiday Savings
$2,499.99 & Under
$0 0.05% 0.05%
Holiday Savings
$2,500.00 to $9,999.99
$0 0.05% 0.05%
Holiday Savings
$10,000.00 to $24,999.99
$0 0.10% 0.10%
Holiday Savings
$25,000.00 & Over
$0 0.20% 0.20%
IRA Savings
$2,499.99 & Under
$0 0.15% 0.15%
IRA Savings
$2,500.00 to $9,999.99
$0 0.50% 0.50%
IRA Savings
$10,000.00 to $24,999.99
$0 1.00% 1.00%
IRA Savings
$25,000.00 & Over
$0 1.00% 1.00%

*APY = Annual Percentage Yield. Interest Checking and Savings are variable rates are valid as of today’s date and are subject to change. Fees could reduce earnings on the account. Unlimited withdrawals if made in person. Up to six transfers (phone or electronic) allowed per calendar month.

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