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First Rate

Enjoy easy access to your money!

  • Earn higher interest rates on larger balances. The interest rate is tiered and may vary at the following levels: $2,500.00 & Under | $2,500.01–$10,000.00 | $10,000.01–$25,000.00 | $25,000.01 & Over
  • Enjoy unlimited check writing.
  • No monthly service charge if the average daily collected balance is at least $2,500. If the average daily collected balance falls below $2,500, there is a $15.00 service charge per month.
  • Available for use with debit or ATM cards.
  • Enjoy easy access to goBank, Bill Pay and Telebanc

Accounts that are inactive (no deposit or withdrawals) for more than 12 months AND have a balance of less than $100.00 will incur an Inactive Account Fee of $3.00 per month. Bill Pay is free to customers who have a Bank First debit card and are signed up to receive E-Statements. If you do not qualify for free Bill Pay, you will be charged a $4.95 fee per month following a free 3-month trial period. To become qualified to receive free Bill Pay, please see a customer service representative. Bill Pay services will be deactivated following 3 consecutive months of inactivity.

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