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First Rewards

A checking account that rewards you for spending money!

  • Earn 5% Cash Back1 (up to $10) on the first $200 in debit card purchases per statement cycle2
  • Free first order of checks (limitations may apply)
  • Access your account anywhere with online banking or our convenient goBank mobile app.
  • FREE online Bill Pay
  • FREE Telebanc (telephone banking)
  • $10.00 monthly maintenance fee, which can be avoided by having all of the following:
    • E-Statements
    • Direct Deposit or Mobile Deposit of $500 or more per statement cycle
    • Online Banking or goBank
    • Active debit card (10 or more signature transactions per statement cycle)
    • A minimum of $5,000.00 in average available balance from combined deposit accounts.



1. Cash Back is defined as a statement credit.

2. 5.00% Cash Back earned on up to $200 in debit card purchases per statement cycle. Maximum cash back is $10.00 per statement cycle.

Accounts that are inactive (no deposit or withdrawals) for more than 12 months AND have a balance of less than $100.00 will incur an Inactive Account Fee of $3.00 per month.

Bill Pay is free to customers who have direct deposit, a Bank First debit card and are signed up to receive E-Statements. If you do not qualify for free Bill Pay, you will be charged a $4.95 fee per month following a free 3-month trial period. To become qualified to receive free Bill Pay, please see a customer service representative. Bill Pay services will be deactivated following 3 consecutive months of inactivity.

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