• No minimum balance
• Free paper or e-statements
• Free checks (limitations may apply)
• Unlimited check writing and debit card use
• $15/month ATM fee reimbursement
• Access your account anywhere with online banking or our convenient goBank mobile app
• Free online Bill Pay
• Free Telebanc (telephone banking)

Primary owner on the account must be 62 years or older. Direct deposit is required to qualify for this account. If direct deposit is discontinued, Bank First reserves the right to convert the account into a Simply First account. Accounts that are inactive (no deposit or withdrawals) for more than 12 months AND have a balance of less than $100.00 will incur an Inactive Account Fee of $3.00 per month. Bill Pay is free to customers who have direct deposit, a Bank First debit card and are signed up to receive E-Statements. If you do not qualify for free Bill Pay, you will be charged a $4.95 fee per month following a free 3-month trial period. To become qualified to receive free Bill Pay, please see a customer service representative. Bill Pay services will be deactivated following 3 consecutive months of inactivity.